LoansAuto, credit, business, home, and home equity loans

Auto Loans

Includes: Autos, Trucks and Vans

  • Finance up to 100% of the purchase price on vehicle years 2001 and newer.
  • Credit Life or Credit Disability Insurance plans are available at a reasonable cost.
  • We also offer GAP & Extended Warranty!

AS LOW AS

2008-Newer, less than 20,000 miles 5.59% APR
2006 - 2007 6.35% APR
2005 6.99% APR
2004 7.35% APR
2001-2003 7.95% APR
1998 - 2000 9.15% APR
1997 & Older 10.70% APR

*Ask us about our rates on Boats, RV's, ATV's, Motorcycles, Travel Trailers

*All loan rates shown are for automatic transfers or payroll deductions. If payment is made by coupon or in person add .25% to the APR.

Click HERE for a printable Loan Application. You will need Adobe Acrobat Reader to view the application. Check out our Links page for downloads and other valuable links!

Line of Credit

Nishna Valley Credit Union is now offering revolving unsecured credit plans. Access to the money you need when you need it. without all the hassle.

  • Credit limit up to $5000
  • Variable rate as low as prime plus 3.9% APR
  • Easy repayment terms

Business Loans

Community Business Lenders logo

Nishna Valley Credit Union now offers business loans for all sizes of businesses through Community Business Lenders. CBL is a CUSO (Credit Union Service Organization) organized to serve credit unions and their members.

Home Loans

Congratulations on deciding to purchase your new home!

Nishna Valley Credit Union is a full service local real estate lender.

We have a variety of products to serve your needs. Whether you are a first-time buyer, looking to refinance your existing home, or in need of a construction loan, Nishna Valley Credit Union has the program for you.

With years of experience, our loan professionals will gladly address your borrowing needs and answer any questions you may have.

NVCU's Real Estate Lending Department offers:

  • Up to 30 year fixed rate terms
  • Excellence in Member Service
  • The Most Competitive Costs and Conventional Rates in the Area
  • First-Time Home Buyer Programs
  • FHA Guarantee Available
  • Fast Credit Approval

We look forward to visiting with you in the near future.

Please contact Nishna Valley Credit Union's Real Estate Department to discuss your mortgage options today!

Home Equity

Nishna Valley Credit Union NOW offers Home Equity Loans!

Excellent Rate- .50% below prime variable rate.

Up to 90% Loan to Value on First mortgage.

Please contact Nishna Valley Credit Union's Lending Department to discuss your Home Equity options today!

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